Lists of the best Credit Cards in USA, updated in December 2024

The best overall credit cards in the USA as of December 2024 included the Chase Sapphire Preferred for travel rewards and flexible redemptions, and the Citi Double Cash Card offering up to 2% cash back on all purchases.

As of December 2024, cards like the American Express Blue Cash Preferred offered up to 6% cash back on select categories like groceries, and the Discover it Cash Back matched all cash back earned in the first year.

The Chase Sapphire Reserve was highly regarded, providing extensive travel perks, a generous points system, and a flexible redemption program. It was often recommended for frequent travelers.

Yes, the U.S. Bank Visa Platinum Card and the Wells Fargo Platinum card were among the top cards offering lengthy 0% APR periods on balance transfers, giving cardholders a break on interest for set time frames.

Student-friendly credit cards like the Discover it Student Cash Back and Chase Freedom Student card offered rewards, educational resources, and incentives designed for those building credit.

Small businesses could benefit from cards like the American Express Business Gold Card and the Chase Ink Business Preferred, which provided bonus categories and travel perks tailored for business spending.

The Blue Cash Preferred Card from American Express was often a go-to for grocery shopping, offering one of the highest cash back rates on supermarket purchases.

The Chase Sapphire Preferred had a notable sign-up bonus, granting a significant amount of points after meeting the initial spend requirement within the first few months of card membership.

For dining rewards, the Capital One Savor Cash Rewards Credit Card was a standout with its generous cash back rate on dining and entertainment purchases.

According to surveys, American Express and Discover cards were frequently praised for their superior customer service and client satisfaction in the credit card industry.

The Citi Premier Card offered competitive rewards on gas purchases, making it a suitable choice for those who spend a lot on fuel.

For those seeking low ongoing APR, the Wells Fargo Platinum card generally offered a competitive rate, making it a good option for carrying a balance.

The Discover it Secured credit card was often recommended for people looking to build or rebuild credit, with the added benefit of earning cash back rewards.

Cards like the Chase Sapphire Preferred and Capital One Venture Rewards Credit Card did not charge foreign transaction fees, making them ideal for international travelers.

The Citi Double Cash Card had a compelling balance transfer offer, with a long 0% APR period and the added benefit of earning cash back on purchases.

Credit cards such as the Chase Sapphire Preferred delivered flexible reward points that could be transferred to various airline and hotel loyalty programs.

The American Express Platinum Card was renowned for its luxury travel benefits, including airport lounge access and a hefty annual travel credit.

Cards like the Capital One QuicksilverOne Cash Rewards Credit Card could help with building credit thanks to its straightforward rewards program and regular reporting to the major credit bureaus.

Yes, the Amazon Prime Rewards Visa Signature Card was particularly beneficial for Amazon and Whole Foods shoppers, offering high reward rates for purchases made on the platform.

The Hilton Honors Aspire Card from American Express stood out for hotel rewards, providing ample points per dollar spent at Hilton properties along with other travel benefits.

For more detailed information about the latest and best credit card offers and rewards, it can be helpful to refer to financial websites that specialize in comparing credit cards, like NerdWallet or CreditCards.com.